Why pet insurance
just makes sense

Vets can do more for pets than ever before. Advanced care often comes with a surprising price tag. Pet insurance helps take the financial guesswork out of treatment, so you can say yes to care without hesitation.

Prepare for veterinary care costs

Ear infections, broken bones, allergies, or cancer treatments can all lead to big bills. The costs of everyday and unexpected care add up fast. Here is what pet owners often face without insurance:
Common treatment costs (without insurance)

Skin allergies

$1,200/year

Diabetes management

$1,500/year

ACL/CCL surgery (torn knee ligament)

$1,200 - $9,500

Chemotherapy

$5,000

Hip dysplasia surgery

$7,000

Source: barrons.com, carecredit.com, spendonpet.com

Why not just save for an emergency?

It’s always smart to put money aside. But life doesn’t always wait for your savings account to catch up. A single emergency vet visit can cost hundreds—or even thousands—of dollars.

With pet insurance, you don’t have to choose between your savings and your pet’s care. You pay what fits your budget now, and when the unexpected happens, you’re ready to say “yes” to treatment.

Pet Insurance

No waiting to build up savings

Provides financial predictability

Helps you afford the best care

Your Piggy Bank

Savings can be wiped out by one big expense

You can’t predict when an emergency happens

May force tough decisions due to cost

When’s the best time to get insurance?

Life with a puppy or kitten is unpredictable—and so are vet bills. So the sooner you enroll, the more we can help. Here are a few reasons why it’s better not to wait to enroll:
Start while they’re healthy

Anything your pet has before coverage starts isn’t eligible for coverage, so lock in coverage early so more conditions are covered as your pet grows.

Worry less about the “what ifs”

Big or small, you’re prepared for life’s surprises—with less stress about the bill.

Keep costs predictable

Coverage helps turn unexpected vet bills into a predictable, monthly cost that fits your budget.

Pet Insurance 101 – How It Works & Why It Matters | adoro