Competitor Comparison

See how adoro stacks up against other pet insurers.

Pack of pets
adoroLemonadePets BestSpotTrupanionPumpkin

Built to keep your pet’s price more stable through our deductible lock feature

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Red X
Red X
Red X
Red X
Red X

Exam fees included in core policy

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Red X
Green checkmark
Green checkmark
Red X
Green checkmark

No longer waiting periods for orthopedic issues, like torn cruciate ligaments

Green checkmark
Red X
Red X
Green checkmark
Green checkmark
Green checkmark

Physical rehabilitation included in core policy

Green checkmark
Red X
Green checkmark
Green checkmark
Red X
Green checkmark

Fast claims payment options to bank account or Venmo for all approved claims

Green checkmark
Red X
Red X
Red X
Red X
Red X

No added fee to pay your premium monthly

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Red X
Red X
Red X
Green checkmark
Red X

Loyalty discount available

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Red X
Red X
Red X
Red X
Red X

Comparisons are based on our review of these companies' websites and policy documents as of 1/1/2026. We've tried to be fair, accurate and up-to-date. If you notice anything you think needs updating or correcting, please let us know at info@adoropet.com. Coverage may vary or may not be available in all states.

adoro vs. Other Pet Insurance Plans | Compare Coverage