Clearer coverage, fast claims, and pricing that stays more stable over time.
Start your quote
Build a plan that works now, and continues to work over the life of your pet.
No surprise price spikes just because your pet got older.
Accident and illness coverage that includes exam fees and rehab – no add ons.
Submit in minutes. Get paid fast on approved claims — straight to your bank or Venmo.
“I filed a claim and within one hour my claim refund was in my bank account, this is the fastest turnaround time I have ever seen from any company. I am so glad that I chose my dog’s insurance through adoro.”
— Linda in Delaware
“The claim was reviewed in an amazing amount of time and I received the payback instantly. It was a great experience!”
— Hannah in Alabama
“I filed my first claim, it got accepted and paid the same day.”
— Brenda in Missouri
“Easy to file [claims] online.”
— Brice in Michigan
“Quick and seamless!”
— Claire in Virginia
Coverage for things like exams and diagnostics to figure out what’s wrong and the treatment, procedures, and medication prescribed to help them get back to healthy.
From a cut that needs attention to the emergency care they need, coverage for hospital stays, surgery, imaging, and more.
Follow up and specialist visits, physical therapy, acupuncture, hydrotherapy, and more are all included to help your pet recover.
Add one of our optional wellness plans to help pay for vaccinations, prevention meds (flea/tick and heartworm), microchipping, and more.

Tell us about your pet and we’ll guide you to coverage that fits smoothly into your life and budget — and stays more stable as your pet grows.
You decide where your pet gets care— any veterinarian in the US, including emergency and specialty clinics.
Send us the invoice. We’ll process it quickly and calmly, so you can focus on your pet, not paperwork.
“We’ve spent years in pet insurance, but we’re pet owners first. With adoro, we set out to create the plan we always wished existed — simple, affordable, and built to last a lifetime.”

Co-Founder & CEO