Made to be more
Affordable for life
Most other insurers will raise your premium 300% to 500% over your pet’s life.
Not adoro. By design, age-related increases stay under 10% a year with our Deductible Lock™.
*This statement is based on comparison to age related increases without our deductible lock feature in public filings as of July 1, 2026 for Lemonade, Pets Best, Spot, Pumpkin, Nationwide, and Embrace.
When claims happen, speed matters.
“Very fast payment and covered more than I thought I was going to get back! Very good customer service response, too. Very helpful and personable! ”
— Kent in Massachusetts
“I filed a claim and within one hour my claim refund was in my bank account, this is the fastest turnaround time I have ever seen from any company. I am so glad that I chose my dog’s insurance through adoro.”
— Linda in Delaware
“Customer service has been outstanding. Emails are replied to very very quickly and everyone I interacted with has been knowledgeable and courteous. ”
— Heather in Indiana
“I was pleased with the speedy process for my fur baby’s claim. I am new with this company and would refer to anyone. Go ADORO!”
— Sheila in Maryland
“The claim was reviewed in an amazing amount of time and I received the payback instantly. It was a great experience!”
— Hannah in Alabama
“I filed my first claim, it got accepted and paid the same day.”
— Brenda in Missouri
What's included with every plan
Accidents
Illnesses
Recovery
Exam FeesPlus
Wellness
(if you add it)
Vet bills happen. Be ready.
Get your personalized plan
Tell us about your pet and we'll help you find the right coverage.
Visit any vet
Visit any veterinarian in the US, including emergency and specialty clinics.
Get paid back fast
Upload your invoice and get paid instantly via Venmo or direct deposit for approved claims.
Meet the people (and pets) behind adoro
"We’ve spent years in pet insurance, but we’re pet people first. With adoro, we set out to create the plan we always wished existed — simple, affordable, and built to last a lifetime."
Gavin Friedman
Co-Founder & CEO